we provide a diverse range of business and real estate loan solutions nationwide. Our programs include DSCR loans, Fix & Flip financing, SBA loans, BRRR method funding, foreign national loans, and commercial real estate loans. By offering multiple lending options, we make it easier for investors, entrepreneurs, and business owners to qualify and secure the capital they need to achieve their goals.
Whether you’re expanding your business, scaling your real estate portfolio, or unlocking property equity, PRM Capital delivers flexible funding tailored to your unique situation. Explore our loan programs below to see how we can support your success.
Finding the right loan shouldn’t be complicated. At PRM Capital, we bring financing solutions directly to you, wherever you are. Our lending programs are designed for real estate investors, entrepreneurs, and foreign nationals, with nationwide coverage and flexible options to meet your needs. Whether you’re expanding your portfolio, flipping a property, or launching a new business, we make the process efficient, competitive, and easy.
From coast to coast, PRM Capital specializes in real estate and business lending.
We offer programs designed for first-time investors and seasoned professionals alike.
You’ll find solutions for property purchases, refinancing, or cash-flow needs.
Applications are fast, with streamlined documentation requirements.
Explore flexible terms and competitive rates across all 50 states.
Our state-specific programs adapt to local markets and opportunities.
Wherever you’re investing, PRM Capital makes funding accessible.
Before applying, it’s important to understand what lenders look for. PRM Capital simplifies the process by focusing on property performance, credit standing, and repayment ability. Our team works with you to determine the best fit loan, saving you time and effort. With clear guidelines and no hidden surprises, you’ll know exactly where you stand. Ready to find your financing match? Start by exploring the programs below.
Qualifying for a DSCR loan is simpler than most investors think. Unlike traditional mortgages, these loans evaluate property performance, not personal income. Here’s how you qualify:
Lenders prioritize rental income vs. loan payments, eliminating the need for income verification.
The property’s Debt Service Coverage Ratio (DSCR) is calculated. A ratio of 1.0+ confirms your property can cover loan payments.
Most programs start at 620 credit scores, while 720+ earns access to the lowest rates.
Submit lease agreements, rent rolls, or market rent estimates to prove consistent income potential.
With no-income verification loan options, DSCR programs move quickly, giving you access to funds without complex paperwork.
PRM Capital provides the flexibility of a national lender with the focus of a local partner. Whether you’re in California, Florida, New York, or Texas, our programs adapt to your market. With nationwide coverage, fast approval commercial loans, and competitive rates for DSCR financing, we empower investors across the country to build wealth and expand confidently.
At PRM Capital, we are committed to helping you achieve your business and commercial real estate goals. Here are some of our recent deals that demonstrate how we support our clients:
You qualify based on property cash flow, not personal income. Lenders review your Debt Service Coverage Ratio (DSCR), credit score (620+ minimum), and rental income. This makes DSCR loans ideal for real estate investors who don’t want to provide W2s or tax returns.
We offer Fix & Flip loans, BRRR method financing, business loans, foreign national loans, and cash-out refinancing to meet a wide range of investment and business needs.
Yes. PRM Capital offers foreign national mortgage loans with up to 75% LTV and loan amounts as high as $50M. These loans are designed for international investors looking to enter the U.S. real estate market without needing a U.S. credit history.
BRRR financing (Buy, Rehab, Rent, Refinance, Repeat) allows investors to recycle capital and grow portfolios quickly. Using DSCR cash-out refinance options, investors can recover their initial investment after rehab, rent the property for income, and repeat the process to scale faster.
Most of our loan programs start at a 620 credit score. A higher score (720+) may qualify you for lower interest rates and better terms.
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PRM Capital meticulously analyzes each client’s business and investment objectives to craft tailored financial solutions. Our approach prioritizes efficiency and alignment with client goals.
