Long Term Loan Programs

Invest with Confidence

DSCR Loan Program

Our Debt Service Coverage Ratio (DSCR) loans allow you to qualify for financing based solely on your property’s rental income rather than your personal income. This no-income verification loan is perfect for investors who want to grow their portfolio without the complications of traditional loans.

Key Features of DSCR Loans

DSCR Loan Calculator

Use our DSCR loan calculator to easily determine if your property’s cash flow meets the debt service coverage ratio requirement. The calculator helps you assess whether your investment property generates enough income to cover the mortgage payments, making it a critical tool for smart real estate investments.

DSCR Calculator

Income

Loan Details

Monthly Loan Payment

Total Monthly Payment: $

Debt Service Coverage Ratio:

DSCR Loan Options

DSCR Purchase Loans

Our DSCR purchase loans are designed for investors seeking to acquire new rental properties, whether it’s a single-family home or a multi-unit building. These loans enable you to qualify based on your property’s expected rental income rather than your personal financials. The purchase loan allows for higher leverage and competitive rates, helping you grow your portfolio quickly.

Key Features

DSCR Cash-Out Refinance Loans

Unlock the equity in your investment property with our cash-out refinance loan options. Whether you need funds to expand your portfolio, improve your existing properties, or take advantage of other investment opportunities, a cash-out refinance lets you access up to 75% of your property’s value.

Key Features

DSCR Rate-and-Term Refinance Loans

With our rate-and-term refinance loan option, you can lower your existing mortgage payments or switch to a more favorable loan term. This option is great for real estate investors who want to improve their cash flow by reducing their interest rate or adjusting their loan term to better suit their investment strategy.

Key Features

Download DSCR Loan Checklist

Ready to get started with your DSCR loan application? Download our DSCR Loan Checklist to ensure you have everything you need for a smooth and successful application. This comprehensive checklist will guide you through the required documents and steps to get your loan approved quickly.

The checklist includes

Non-QM Loan Products

PRM Capital also specializes in Non-QM (Non-Qualified Mortgage) loan products, which provide flexible financing options for borrowers who don’t meet the traditional loan criteria. These loans are ideal for investors, business owners, and self-employed individuals who have complex financial profiles.

Our Non-QM Loan Products Include

Vacation Rental Loans

Looking to invest in vacation rental properties? Our vacation rental loans are designed to help you secure financing for short-term rental properties. With competitive loan terms and no income verification required, you can focus on growing your portfolio and generating rental income.

Vacation Rental Loan Features

Why Choose PRM Capital?

At PRM Capital, we prioritize simplicity and efficiency. We understand that real estate investors need fast, reliable funding to take advantage of opportunities. Our long-term loan programs are designed to make the financing process as smooth as possible, with no income verification required and an easy online application process.

Key Benefits of Working with PRM Capital

Get Started Today

Are you ready to elevate your real estate investments with Long Term Loan Programs from PRM Capital? Contact us today to discuss your investment goals and learn how our customised financing solutions can work for you. Empower your investment strategy with financial flexibility by partnering with PRM Capital.

Customer Reviews

Need More Information?

Fill out this form to avail our services and our team will contact you shortly with all the required information.