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Rhode Island, despite being the smallest U.S. state, presents big opportunities for real estate investors. Cities like Providence, Warwick, and Cranston offer strong rental demand, coastal charm, and a steady population. With a tight housing inventory, rental properties in Rhode Island often deliver consistent cash flow and long-term value.
At PRM Capital, we specialize in DSCR loans in Rhode Island tailored for real estate investors. Instead of using tax returns or employment history, our approvals are based on the income-generating potential of your property. Whether you’re purchasing, refinancing, or scaling your rental portfolio, we make it easy to access fast, flexible funding.
Our DSCR (Debt Service Coverage Ratio) loans are designed to streamline the lending process. You won’t need to provide W-2s, pay stubs, or other income documentation. As long as your property meets the minimum DSCR requirement, you can qualify quickly and move forward with your investment.
DSCR loans are ideal for investors who may have variable income or high DTI ratios—or simply want to avoid the complexity of traditional financing. This program is especially useful for:
Self-employed or 1099 investors
Airbnb and vacation rental hosts
BRRRR strategy and buy-and-hold investors
Out-of-state investors expanding in Rhode Island
With flexible terms, quick closings, and minimal documentation, PRM Capital helps you take advantage of the real estate opportunities across Rhode Island. We also lend in nearby states like Massachusetts and Connecticut to support your broader investment strategy.
Let PRM Capital help you secure fast, flexible funding through DSCR loan options tailored to your property’s performance.
Fill out this form to avail our services and our team will contact you shortly with all the required information.
PRM Capital meticulously analyzes each client’s business and investment objectives to craft tailored financial solutions. Our approach prioritizes efficiency and alignment with client goals.