Scalable Construction Financing for Builders, Developers, and Real Estate Investors Growing Residential Projects
New Construction Loans for Builders, Developers, and Real Estate Investors help experienced real estate professionals build and scale residential projects. PRM Capital offers new construction financing from $250,000 up to $200,000,000. Qualified projects may receive up to 100% financing when borrowers contribute equity through land ownership or verified project equity injection.
PRM Capital focuses on business-purpose real estate financing. These programs are designed for builders, developers, and investors who are actively completing residential construction projects.
Learn More About PRM Capital Construction Financing
https://prmcapital.net/new-construction-loans-fix-and-flip-financing-partner/
New Construction Loan Program Overview
PRM Capital construction loans support projects ranging from single home builds to large residential developments.
Loan Amounts
$250,000 to $200,000,000
Eligible Property Types
Single-family homes
Townhomes
2–4 unit residential properties
6-unit multifamily properties
Non-Recourse Options
Available on qualified projects.
Construction Loan Leverage
PRM Capital offers leverage options for qualified borrowers.
Loan-to-Cost (LTC): Up to 90%
Loan-to-Value (LTV): Up to 70%
Up to 100% financing available when equity is contributed through land ownership or project equity injection
Equity Injection and Land Equity Financing
Some borrowers already hold value in their projects. That value may help support higher leverage construction financing.
Examples include:
Land owned free and clear
Land with strong equity position
Verified project equity contributions
Improvements already completed that add measurable project value
Rates, Terms, and Payment Structure
Rates
Starting at 7.75%
Payment Structure
Interest-only payments during the construction term.
Term Options
13 months
19 months
24 months
PRM Capital provides efficient due diligence and processing designed to help keep construction timelines moving forward.
Credit and Experience Requirements
PRM Capital construction loans are designed for experienced borrowers.
Experience
Minimum of 3 completed construction projects within the last 36 months.
Credit Score
Minimum FICO score of 660.
Using New Construction Loans With the BRRR Method
Many investors use new construction financing as part of long-term portfolio strategies. One common approach is the BRRR Method (Buy, Rehab, Rent, Refinance, Repeat).
After construction is complete, investors may:
Sell the property
Hold as a rental
Refinance into long-term rental financing
Add the property to a rental portfolio
DSCR Loans as a Construction Exit Strategy
PRM Capital often helps investors transition from construction financing into DSCR loans after the property is complete and rented.
This allows investors to:
Qualify using rental income
Reduce reliance on personal income
Stabilize rental assets
Continue scaling portfolios
Who These Construction Loans Are Designed For
PRM Capital works with:
Residential builders
Spec home builders
Real estate investors entering new construction
Build-to-rent investors
Residential developers
Small multifamily developers
Business-Purpose Lending Focus
PRM Capital specializes in business-purpose real estate financing for investors and builders operating through entity structures and investment strategies.
Your Fix and Flip Financing Partner
Getting Started With PRM Capital
PRM Capital reviews project and borrower details to match each project with the best construction financing structure available.
Explore PRM Capital Construction Loan Options
https://prmcapital.net/new-construction-loans-fix-and-flip-financing-partner/
