Commercial real estate loans give business owners and investors the financing needed to purchase, refinance, or develop income-producing properties. Whether you’re acquiring an office building, renovating a retail space, or expanding into a multi-family property, the right financing solution is critical for success.
At CPM Capital, we specialize in helping clients secure tailored loan options that align with their investment and business goals.
At CPM Capital, we provide a wide range of commercial real estate financing options designed to meet the unique needs of investors, developers, and business owners. Whether you’re looking to acquire, refinance, or develop a property, our loan programs, ranging from $3 million to $200 million, give you the flexibility to grow your portfolio confidently. Our team delivers fast approvals, competitive terms, and expert guidance every step of the way.
PRM Capital recognizes that every commercial real estate project has different financial needs. That’s why we offer a broad range of loan products designed to support you at every stage — from acquisition and construction to refinancing and growth.
The SBA 7(a) program is the most popular government-backed loan for small to mid-sized businesses. It provides long-term funding that can be used for working capital, purchasing real estate, refinancing existing debt, or acquiring equipment. With flexible repayment terms and competitive interest rates, this loan is an excellent option for businesses looking to expand with manageable monthly payments.
SBA 504 loans are structured specifically to help businesses purchase major fixed assets like office buildings, manufacturing facilities, or heavy equipment. These loans are made in partnership with a bank and a Certified Development Company (CDC), allowing borrowers to access long-term, fixed-rate financing with lower down payments compared to traditional loans.
USDA commercial loans support development in rural and underserved areas. They’re ideal for businesses or developers looking to build, expand, or renovate projects in smaller communities. Backed by the U.S. Department of Agriculture, these loans typically offer favorable rates and extended repayment terms, making rural development more accessible.
When building a project from the ground up, a construction loan provides the necessary short-term financing to cover land purchase, building materials, and labor. These loans often disburse funds in stages (called “draws”) as construction progresses. Once the project is complete, the loan can convert into permanent financing.
Bridge loans are designed for short-term needs. They allow investors and developers to act quickly on an opportunity like acquiring a property while they arrange longer-term financing. Though they typically come with higher interest rates, bridge loans provide the speed and flexibility needed in competitive markets.
Acquisition loans provide funding for purchasing stabilized or income-producing properties such as office buildings, retail centers, or apartment complexes. These loans are structured around the property’s financial performance, making them ideal for investors looking to expand their portfolio with strong, revenue-generating assets.
With cash-out refinancing, property owners can unlock the equity in their commercial real estate and reinvest it into other opportunities. Whether it’s for expansion, renovations, or purchasing new assets, this option provides access to capital while maintaining ownership of the original property.
Mezzanine financing is a form of secondary lending that combines elements of debt and equity. It’s often used alongside a primary loan to increase leverage and cover funding gaps. While typically carrying higher interest rates, mezzanine loans allow developers to maximize capital for larger or more complex projects.
Our solutions cover a wide spectrum of property classes, including:
Hospitality • Industrial • Multi-Family • Office • Retail • Self-Storage • Assisted Living • Student Housing • Car Washes • Hotels • Mixed-Use Properties • Modular Homes • Land Development
No matter your investment strategy, from acquiring a hotel to building a mixed-use complex, CPM Capital has the right financing fit.
Every project is different. That’s why our team works closely with you to design a financing package that aligns with your goals and financial profile. With CPM Capital, you’ll benefit from:
Competitive interest rates to maximize ROI
Flexible loan terms that adapt to market conditions
Streamlined approval processes to save time
Expert market guidance from a team that understands CRE inside and out
At CPM Capital, our customized approach means you get more than just a loan you get a strategic financing partner dedicated to your success.
At CPM Capital, we focus on building long-term relationships based on transparency, reliability, and outstanding service. From your first consultation to final loan closing, our specialists provide the personalized support you need to navigate the complexities of commercial real estate financing.
Our commercial real estate financing process is quite simple.
Provide us with your business and personal details.
Complete your application over the phone or online.
Partner with our trained specialists to finalize your loan and get the financing that you need.
Get started today!
Most lenders look for a minimum credit score of 650, though stronger credit (700+) often leads to better terms and lower rates.
Approval timelines vary, but with CPM Capital’s streamlined process, many clients receive initial approvals in as little as 7–14 business days. Complex projects may take longer depending on the documentation.
We finance a wide range of property types, including multi-family, office, retail, industrial, hospitality, self-storage, student housing, and more.
Yes. Our refinancing programs allow you to lower interest rates, restructure debt, or access equity for reinvestment.
Absolutely. CPM Capital provides financing solutions across the U.S., combining nationwide reach with local market insights.
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PRM Capital meticulously analyzes each client’s business and investment objectives to craft tailored financial solutions. Our approach prioritizes efficiency and alignment with client goals.
