DSCR Loans Idaho
PRM Capital offers investor-focused DSCR loans in Idaho built to simplify and accelerate your real estate financing. Whether you’re purchasing, refinancing, or expanding your portfolio with short-term or long-term rentals, our loan programs are based entirely on the income-generating potential of the property—not your personal income or tax returns.
With a minimum DSCR of 1.0+ and fast approvals, our Idaho DSCR loans give you the flexibility and speed you need to scale confidently.

Streamlined Rental Property Loans in Idaho
We understand the needs of today’s real estate investors. That’s why our DSCR loans in Idaho are designed to remove unnecessary hurdles like W-2s, tax returns, and income verification. If the property cash flows, you’re on track to qualify.
Key Highlights
- Funding from $55,000 to over $55 million
- No personal income verification required
- Qualify with a DSCR of 1.0 or higher
- Fast closing—typically in 30 days or less
- High loan-to-value (LTV) ratios
- Works for short-term rentals, long-term holds, and refinancing
- No limit on the number of properties financed
Why Choose PRM Capital For DSCR Loans?
DSCR loans remove the barriers of traditional financing by focusing solely on your property’s income performance. This means no need for personal income verification, tax returns, or strict credit score requirements.
Ideal for investors with multiple properties, complex income streams, or those who prefer a faster, simpler approval process, DSCR loans let you scale your portfolio with confidence.
With flexible terms, high loan-to-value ratios, and quick closings, PRM Capital’s Idaho DSCR loans make real estate investing straightforward and efficient.
Connect with PRM Capital Today
Ready to invest in Idaho real estate? Reach out to PRM Capital to learn more about DSCR mortgage rates and how our rental property loans in Idaho can help fuel your investment success.
Andrés Guzmán2023-10-04Trustindex verifies that the original source of the review is Google. My experience was nothing short of outstanding. PRM exceeded my expectations in every way. ARMY 4LIFE2023-09-29Trustindex verifies that the original source of the review is Google. They have the best customer service! They treat you like family 😊 Mari M Velazquez2023-09-27Trustindex verifies that the original source of the review is Google. The best company to do your loans with! Highly recommend it 😊
Need More Information?
Fill out this form to avail our services and our team will contact you shortly with all the required information.